Art style: Disney-inspired.
Final shot: camera tracks from the stunned silent bank officer to the female lawyer addressing the audience directly, bold final text graphic smoothly overlays the bottom third.
SPOKEN LINE — AUTHORITATIVE, overrides any line quoted earlier in this prompt:
The only words spoken, in Russian, verbatim: Сотрудник банка: "Но кредит же оформлен через его телефон!" Юрист...
