Art style: Pixar-like 3D. Full-length view, the entire figure visible from head to feet, standing upright, centered — Penya, a plump pear-shaped creature embodying growing debt and anxiety, mischievous yet harmless. Body is a soft lumpy mass of muted grey-green, its surface patterned with faint overlapping paper textures like stacked unpaid bills and tiny rising percent symbols. Big round worried eyes with high-arched nervous brows, a small fidgety mouth caught between a smirk and a frown, two stubby little horn-nubs. Short pudgy arms that clutch a crumpled receipt; a long twitchy tail coiled with a tiny ball-and-chain weight. Round belly that looks slightly inflated, as if swelling. Stands on two small flat clawed feet. A faint anxious sweat-sheen dots its brow. Setting: a cozy dim apartment corner beside a cluttered desk and an overflowing mailbox. Clingy, pestering, oddly endearing posture, leaning toward the viewer. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ FINAL STYLE ENFORCEMENT (this is the authoritative rendering directive — it overrides any style wording elsewhere in the prompt): Render this image in the following art style: Stylized cinematic 3D, expressive animated characters, soft rounded forms, polished materials, warm cinematic lighting, charming facial expressions, high-end animated film look. Every surface, skin, fabric, material, and environmental element must be rendered in this idiom.
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