YouTube thumbnail composition based on the previous generation: On the right side, close-up portrait of the same man with dark spiked hair, beard, red rectangular sunglasses, wearing a denim jacket, looking calmly and confidently straight into the camera. On the left side, two neat digital product listing cards (Notion dashboard template and AI prompt pack mockup) with discounted price tags '$19.00' and '$49.00'. In the top-left area, large, bold, clean white sans-serif text without background boxes: 'СКУЧНЫЕ ДЕНЬГИ'. The entire background behind the subject and cards is heavily blurred (strong shallow depth of field, creamy bokeh blur, aesthetic out-of-focus background) making the subject and foreground elements pop. High quality, 16:9 aspect ratio.
