Art style: Modern Flat Illustration.
A flat, royal blue background with the letters 'RMD' in massive, white, bold sans-serif type. From behind the letters, the full words 'Required Minimum Distributions' slide out in a smaller, thinner font. The lighting is clean and graphic. The composition is a centered wide shot. Colors are royal blue and stark white.
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FINAL STYLE ENFORCEMENT (this is the authoritative rendering directive — it overrides any style wording elsewhere in the prompt):
Render this image entirely in "Modern Flat Illustration" style. Match the lighting grammar, material response, colour science, level of realism / stylisation, line weight, and shading model typical of "Modern Flat Illustration". Keep the subject, composition, camera angle, lighting direction, and colour palette from the description above — but EVERY surface, skin, fabric, material, and environmental element must be rendered in the "Modern Flat Illustration" idiom, not in any other medium.
